Nomia

Your money,
understood.

A private AI financial companion for iPhone. Nomia understands your spending, your credit cards, your loans, and how they fit together.

No spam. Just Nomia.

Nomia isn't where you track your money.
It's where your money makes sense.

Understand

Tell Nomia what happened.

Not commands. Not forms. You talk about your money the way you'd tell a friend, and Nomia handles the records.

Every change Nomia proposes is shown to you before it happens. It works for you, not the other way around.

Model

One connected financial world.

Accounts, credit cards, loans, budgets and repeating payments aren't separate lists. In Nomia they behave like they do in real life: a card payment moves money from an account, a loan installment lands on a schedule, a statement closes on its day.

Accounts Credit cards Loans Transactions Budgets Installments Repeating payments

Loans

Know exactly what you owe.

A loan isn't a negative number. It's a contract: a schedule, a rate, a payoff date. Nomia models reducing-balance and flat-rate loans, balloon payments, deferred starts and rate changes, and can tell you what settling early would actually save.

  • Full repayment schedules, month by month
  • Early settlement, extra payments, rate changes
  • Balloon payments and deferred first payments
  • Auto-posted installments on their due day

Credit cards

Credit cards aren't bank accounts. Nomia knows the difference.

Statement cycles, due dates, grace periods, credit limits, installment plans. Nomia closes your statement on statement day, knows what's due and when, and shows the honest payoff timeline, the way your bank actually calculates it.

Capture

Paste it. Nomia understands it.

Copy the bank message, tap once, and the entry fills itself.

Runs entirely on your device. Works offline. Learns your merchants and accounts from your corrections, and you can write your own rules.

Memory

Your transactions remember what happened.

Every entry keeps its proof: the original bank message, the receipt photo, the note. Months later, the answer is still there.

How much was the last car service?
AED 2,840 at Premier Motors in June. The receipt is attached to the entry.

Insights

Numbers that say something.

Not charts for the sake of charts. Comparisons against your own life.

Dining is down 18%versus your last cycle
Next statement ≈ AED 7,340closes on the 25th
Repeating commitmentsare 34% of monthly spending
Running balanceon every entry, like a bank statement

Protect

Your financial life belongs to you.

On your iPhone

Your records live on your device. The app works fully offline, protected by Face ID if you choose.

In your iCloud

Backup goes to your own Apple account, encrypted by Apple, invisible to us by architecture.

No accounts, no database

Nomia runs no servers that store your records, and has no user accounts to breach. There is nothing of yours here to hack.

The full policy is two minutes long, because there is little to disclose. Read it.

Be first to use Nomia.

Launching on the App Store. Leave your email and you'll know the day it's out.

No spam. Just Nomia.